Mayat Berubah Menjadi B4bi, Akibat Orang Yang Suka Berhutang Tapi Gak Pernah Melunasi Hutangnya, Semoga Yang Memb4gikan Ini Dijauhkan Dari Azab Allah Amin


 





Di dalam kehidupan sehari-hari ini, kebanyakan manusia tidak terlepas dari yang namanya hutang piutang. Sebab di antara mereka ada yang membutuhkan dan ada pula yang dibutuhkan. Demikianlah keadaan manusia sebagaimana Allah tetapkan, ada yang dilapangkan rezekinya hingga berlimpah ruah dan ada pula yang dipersempit rezekinya, tidak dapat mencukupi kebutuhan pokoknya sehingga mendorongnya dengan terpaksa untuk berhutang atau mencari pinjaman dari orang-orang yang dipandang mampu dan bersedia memberinya pinjaman.


Dalam ajaran Islam, hutang-piutang adalah muamalah yang dibolehkan, tapi diharuskan untuk ekstra hati-hati dalam menerapkannya. Karena utang bisa mengantarkan seseorang ke dalam surga, dan sebaliknya juga bisa menjerumuskan seseorang ke dalam api neraka.

Meskipun berhutang itu boleh, hanya saja Islam menyuruh umatnya agar menghindari hutang semaksimal mungkin jika ia mampu membeli dengan tunai atau tidak dalam keadaan kesempitan ekonomi. Karena menurut Rasulullah shallallahu alaihi wasallam, hutang itu dapat menimbulkan pengaruh buruk dan bencana bagi pelakunya di dunia dan akhirat. Diantaranya:

1. Hutang merupakan penyebab kesedihan di malam hari, dan kehinaan di siang hari.

2. Hutang dapat membahayakan akhlaq. Maksudnya dapat menimbulkan perilaku yang buruk bagi orang yang suka (hoby) berhutang, seperti suka berdusta dan ingkar janji.

� Hal ini berdasarkan sabda Rasulullah shallallahu alaihi wasallam (yg artinya): �Sesungguhnya seseorang apabila berhutang, maka dia sering berkata lantas berdusta, dan berjanji lantas memungkiri.� (HR. Al-Bukhari).

3. Tanggungan Hutang Yang Dibawa Mati Tidak Akan Diampuni Oleh Allah Pada Hari Kiamat.

� Hal ini berdasarkan sabda Rasulullah shallallahu alaihi wasallam:

???????? ??????????? ????? ?????? ?????? ?????????

 �Semua dosa orang yang mati syahid Akan diampuni (oleh Allah), kecuali hutangnya.� (HR. Muslim III/1502 no.1886, dari jalan Abdullah bin �Amr bin Al-�Ash radhiyallahu �anhu).
� Dan juga berdasarkan hadits yang diriwayatkan dari Abu Qatadah radhiyallahu �anhu, bahwasannya Rasulullah pernah berdiri di tengah-tengah para sahabat, lalu Beliau mengingatkan mereka bahwa Jihad di jalan Allah dan iman kepada-Nya adalah amalan yang paling afdhol (utama). Kemudian berdirilah seorang sahabat, lalu bertanya, �Wahai Rasulullah, bagaimana pendapatmu jika aku gugur di jalan Allah, apakah dosa-dosaku akan terhapus dariku?� Maka jawab Rasulullah shallallahu alaihi wasallam kepadanya: �Ya, jika engkau gugur di jalan Allah dalam keadaan sabar mengharapkan pahala, maju pantang melarikan diri.� Kemudian Rasulullah bersabda: �Kecuali hutang (tidak akan diampuni/dihapuskan oleh Allah, pent), karena sesungguhnya Jibril �alaihissalam menyampaikan hal itu kepadaku.� (HR. Muslim III/1501 no: 1885, At-Tirmidzi IV/412 no:1712, dan an-Nasa�i VI: 34 no.3157. dan di-shahih-kan oleh syaikh Al-Albani dalam Irwa-ul Ghalil no: 1197).

4. Orang Yang Mati Dalam Keadaan Memiliki Hutang Akan Terhalang Dan Tertunda Dari Masuk Surga.

� Hal ini berdasarkan hadits shohih yang diriwayatkan dari Tsauban, mantan budak Rasulullah, bahwa Rasulullah shallallahu alaihi wasallam bersabda:

� ???? ??????? ???????? ????????? ?????? ??????? ???? ??????? ?????? ?????????? ???? ????????? ???????????? ??????????? �

�Barangsiapa yang rohnya berpisah dari jasadnya (baca: meninggal dunia)dalam keadaan terbebas dari tiga hal, niscaya ia akan masuk surga, yaitu:
(1) Bebas dari sombong,
(2) Bebas dari khianat, dan
(3) Bebas dari tanggungan HUTANG.� (HR. Ibnu Majah II/806 no: 2412, dan At-Tirmidzi IV/138 no: 1573. Dan di-shahih-kan oleh syaikh Al-Albani).

� Dan juga berdasarkan hadits yang diriwayatkan dari Abu Hurairah radhiyallahu �anhu, bahwa Rasulullah shallallahu alaihi wasallam bersabda:

� ?????? ??????????? ??????????? ?????????? ?????? ??????? ?????? �

�Jiwa orang mukmin bergantung pada hutangnya hingga dilunasi.� (HR. Ibnu Majah II/806 no.2413, dan At-Tirmidzi III/389 no.1078. dan di-shahih-kan oleh syaikh Al-Albani).

5. Pahala Kebaikan Orang Yang Mati Dalam Keadaan Berhutang Akan Menjadi Tebusan Bagi Hutangnya Pada Hari Kiamat.

� Hal ini berdasarkan hadits shohih yang diriwayatkan dari Ibnu Umar radhiyallahu �anhu, bahwa Rasulullah shallallahu alaihi wasallam bersabda:

� ???? ????? ?????????? ???????? ???? ???????? ?????? ???? ??????????? ?????? ????? ???????? ????? ???????? �

Artinya: �Barangsiapa meninggal dunia dalam keadaan menanggung hutang satu Dinar atau satu Dirham, maka dibayarilah (dengan diambilkan) dari kebaikannya; karena di sana tidak ada lagi Dinar dan tidak (pula) Dirham.�. (HR. Ibnu Majah II/807 no: 2414. dan di-shahih-kan oleh syaikh Al-Albani).

Demikianlah beberapa pengaruh buruk dan bahaya berhutang yang akan menimpa pelakunya di dunia dan akhirat.

Dan bahaya berhutang akan semakin dahsyat apabila terkandung di dalamnya unsur riba (baca: bunga) meskipun hanya sedikit, 0,1 %. Atau bilamana seseorang ketika berhutang kpd orang lain, di dalam hatinya ia telah berniat tidak akan melunasi hutangnya, atau bersengaja mengulur-ulur pelunasan hutangnya yg telah jatuh tempo. Karena perbuatan semacam ini adalah bentuk kezholiman kepada orang lain yg akan membinasakan pelakunya dan menjadi kegelapan baginya pada hari Kiamat.

Semoga Allah Ta�ala melindungi kita semua dari bahaya berhutang di dunia dan akhirat. Dan semoga Allah melimpahkan kpd kita rezeki yg lapang, halal dan berkah...

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